Life Insurance Basics

Describe life insurance A policyholder and an insurance company enter into a contract for life insurance. In essence, it states: “We, the insurance company, promise to pay out a benefit to your loved ones—the beneficiaries—when you pass away if you make all of your insurance payments as specified in our contract.” This benefit is a …

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How to buy life insurance in 8 steps

Thinking about buying a life insurance policy, but don’t know where to start? You’re not alone—purchasing life insurance is much different than buying renters or auto insurance, and it’s generally a longer process. Fortunately, buying life insurance does not have to be difficult or confusing. Bankrate’s editorial team put together a step-by-step guide for purchasing …

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